Banking Competition: Australia’s banking chief says tougher competition is cutting small-business loan pricing and expanding choice, with $750B in credit supporting working capital and growth. Business Continuity: SBGA urges owners to write a continuity plan now—cyberattacks, supplier shocks, and disasters can mean costly downtime. Health Costs for SMBs: A KFF analysis says employer health premiums may jump about 14% in 2027, with small-group coverage shrinking. SMB Financing Pressure: South Korea’s SME Mutual Aid Fund sign-ups jumped 48% as high rates push firms to seek liquidity. Policy Watch (Guam): Guam lawmakers passed a revised 2027 budget keeping the business privilege tax at 4%, reshuffling revenue sources. E-commerce Disruption: Etsy’s fur ban is forcing independent furriers and vintage sellers to rebuild sales channels. Local Growth & Permits: Austin Road storage units in one city can now be used commercially, opening space for small businesses. Disaster Support: FEMA/SBA disaster recovery centers open in two West Virginia counties to help residents apply for aid. Cybersecurity Launch: Orange Belgium rolls out managed cyber protection for SMEs up to 30 employees. Trade Uncertainty: Canadian manufacturers in Ontario are pivoting ahead of a looming US tariff deadline. SMB Hiring Scam Warning: A job-seeker account in Armenia highlights red flags when hiring processes look informal or misleading.