SBA Disaster Relief: Eligible Indiana and Kentucky businesses and nonprofits hit by 2025 moisture damage can apply for low-interest SBA disaster and economic injury loans online at sba.gov/disaster before Nov. 12, with rates as low as 4% (businesses) and 3.625% (nonprofits). Cybersecurity for SMBs: A new warning says AI is making cyberattacks cheaper and easier, and small and mid-sized firms are being targeted through weaker defenses and supplier links. AI for Small Business: Meta is expanding its Muse AI into a small-business platform and even “Muse Gadgets,” pushing AI into devices and developer tools. Local Retail Fallout: Nottingham’s Victoria Centre will lose its Post Office after TG Jones closes its store by Dec. 31, part of broader UK retail restructuring. Community Commerce: United Way’s “Philanthropoly” game blends local shopping with support for working families, letting shoppers earn entries by visiting participating businesses. Infrastructure & Connectivity: Kenya Ports Authority advances the Likoni ferry terminal plan to cut congestion and modernize a daily crossing used by hundreds of thousands. Women’s Enterprise Funding: Nigeria’s “Nigeria for Women” scale-up in Katsina targets 40,000 women with a community investment fund for business capital, training, and resources. Business Resilience Stories: A roundup of small-business realities includes a growing cyber-risk focus, tighter returns policies, and more closures—plus a 50-year bookstore-café milestone in Washington, D.C.